Pleasant insurance surprise

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daviemck2006
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Pleasant insurance surprise

Post by daviemck2006 »

In November 2018 while driving on a dark country road I had the misfortune to hit a rather large deer, which resulted in the car being an insurance write off. It was a Seat Leon which I had recently bought and it was in absolutely immaculate condition. I was going to repeat it myself, but because the car was so good it would have ruined it getting fixed with salvage parts. I can't remember the exact figures but do recall that I got paid out a few hundred more than I paid for the car, and I saw it for sale in a salvage auction a few weeks later.

So I know it was put back on the road, been constantly tested and taxed since. Imagine my surprise then when today I got a letter from the insurance company stating they had under valued the car by nearly £500! Add on interest of nearly £200 and I'm going to get a cheque for this within the next 14 working days!

Now with so much scams on the go this has made me wonder about this. The letter looks genuine, there is a number to call and an email address to contact if I have any questions about this. However the letter states there is no need to contact them, the cheque will automatically sent with no further action on my part.

I am not going to contact them, I will wait the time, I suppose 3 weeks and see what happens. I shall let you know if I do get this money. I don't think its a scam and the cash will come in very handy though.
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Huskyxantia
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Re: Pleasant insurance surprise

Post by Huskyxantia »

Well , this will be an intersting post to watch , not like an insurance company to admit to under paying there claims
Husky. :?
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daviemck2006
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Re: Pleasant insurance surprise

Post by daviemck2006 »

Huskyxantia wrote: 20 Mar 2024, 19:24 Well , this will be an intersting post to watch , not like an insurance company to admit to under paying there claims
Especially after 5 years plus!
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daviemck2006
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Re: Pleasant insurance surprise

Post by daviemck2006 »

Cheque arrived in post today. Still got to deposit it yet but certainly seems real!
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myglaren
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Re: Pleasant insurance surprise

Post by myglaren »

You should be able to take a photo of it on your phone and send that to the bank to deposit it.
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Sloppysod
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Re: Pleasant insurance surprise

Post by Sloppysod »

myglaren wrote: 23 Mar 2024, 20:07 You should be able to take a photo of it on your phone and send that to the bank to deposit it.
Depends on Bank.
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myglaren
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Re: Pleasant insurance surprise

Post by myglaren »

Quite possibly.
Mine does and several of my kids and grandkids can. All different banks.
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daviemck2006
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Re: Pleasant insurance surprise

Post by daviemck2006 »

myglaren wrote: 23 Mar 2024, 20:07 You should be able to take a photo of it on your phone and send that to the bank to deposit it.
Thats done, just have to still wait for it to clear
Skoda Karoq 1.6tdi 2018
Citroen relay camper 2012
In the family
Seat Leon 1.5tsi tourer 2019 daughter 1
C1 vtr+ 2010 daughter 2